# Overview

## What is UWU Protocol?

UWU Protocol is a stablecoin protocol built on [Stacks](https://stacks.co) that offers zero-interest loans with no repayment date. Users can deposit STX as collateral and borrow up to 66% of the dollar value of their deposit in the form of UWU Cash (UWU), the fully-backed and unstoppable stablecoin of UWU Protocol.

## Why use UWU Protocol?

### Borrowing

With UWU Protocol, users can borrow up to 66% of the dollar value of their deposited STX in the form of UWU, with no interest charged. This enables users to access the present value of their STX without losing out on any potential future gains.

### Liquidations

UWU Protocol uses liquidations to ensure that UWU is backed by sufficient collateral. During a liquidation, liquidators are able to acquire collateral by repaying debt.

### UWU Cash (UWU)

UWU serves as a payment method, store of value, and can be transferred globally without the need for intermediaries. Moreover, developers have the opportunity to build upon UWU Protocol, creating use-cases for  UWU.

## How can I use UWU Protocol?

Most commonly, UWU Protocol is accessed via a web interface. Currently, the only available web interface is located at <https://app.uwu.cash>. Additionally, you'll need a [Stacks wallet](https://www.stacks.co/explore/find-a-wallet) containing some STX.

## Key Features

Here are some of the key features of UWU Protocol:

* Zero-interest loans with no repayment date
* Borrow up to 66% of the dollar value of your STX
* Participate in liquidations and buy discounted STX
* Governance-free and trust-minimized protocol

## Protocol Tokens

Currently, UWU Protocol issues one token:

* [**UWU Cash (UWU):**](/protocol-tokens/uwu-cash-uwu.md) The fully-backed and unstoppable stablecoin of UWU Protocol


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